Key terms: Consumer Reporting Agency (CRA): Any person or entity that procures or furnishes consumer information (particularly credit or criminal history information) on a non-profit or for-profit basis. Common examples of CRAs include credit bureaus and background screening companies. Consumer Report: Information collected by a CRA and used by employers, creditors, or other parties in …
What are the legal responsibilities of landlords and employers as per FCRA law? There are strict legal responsibilities for Landlords and hiring employers, as are legally empowered by the Fair Credit Reporting Act (FCRA) to conduct background checks on new applicants, before making their final decision. In fact, this can even be considered a necessity …
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