“FCRA” is a common buzzword among CRAs and HR departments. However, the Fair Credit Reporting Act isn’t primarily aimed at protecting employers, credit bureaus, and employers. It’s aimed at protecting consumers. Data Wasn’t Nearly As Useful 50+ Years Ago Most of us have grown accustomed to a world where credit, criminal background, and personal identifier […]
A Summary of Consumer Rights Under the FCRA Read More »
Key terms: Consumer Reporting Agency (CRA): Any person or entity that procures or furnishes consumer information (particularly credit or criminal history information) on a non-profit or for-profit basis. Common examples of CRAs include credit bureaus and background screening companies. Consumer Report: Information collected by a CRA and used by employers, creditors, or other parties in
What Is FCRA Compliance? Read More »
What are the legal responsibilities of landlords and employers as per FCRA law? There are strict legal responsibilities for Landlords and hiring employers, as are legally empowered by the Fair Credit Reporting Act (FCRA) to conduct background checks on new applicants, before making their final decision. In fact, this can even be considered a necessity
Legal Responsibilities of Landlords And Employers as Per FCRA Read More »
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