Credit Checks

As of 2023, the average credit score in the U.S. was 715– an increase of over 25 points since 2010. The “credit score,” most commonly analyzed by FICO®, is a reasonably reliable, general measure of one’s creditworthiness. It weighs factors such as delinquencies, credit utilization, average account age, and more. We often obsess over this […]

Credit reports are a valuable part of any comprehensive background check for employment or personal purposes. Such information provides insights into an individual’s financial responsibility over several years.  It is important to note that one’s credit score is not included in a background screening credit report for employment (a FICO score is included with certain